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Tire Problems
Under-inflation, the most frequent cause of tire failure, is considered the main culprit in the recent Firestone tire-failure fatalities. Uneven or worn-out tires are the next most serious problem and can also lead to tire failure.
Tort
An injury or wrong committed, with or without force, to the person or property of another, which gives rise to a claim for damages.
Arbitration
the hearing and settlement of a dispute between opposing parties by a third party whose decision the parties have agreed to accept.
No-Fault Auto Insurance
Some states are adopting a no fault auto insurance system which requires you to have minimum insurance in the event you're injured. Your insurance company automatically pays for your damages, regardless of who is at fault for the accident.
Years of Potential Life Lost (YPLL)
Calculated based on the following equation: YPLL = Fixed Age - Age at death. Usually the fixed age is 65 or 70, or the life expectancy of the group in question.
Accident
What auto insurance is designed to cover. Accidents may be considered either at fault or not at fault. If you have at fault accidents on your driving record, your rates will be higher.
Interrogatories
Written questions developed by one party's attorney for the opposing party.
Brake Build-up (Brake Lag)
Occurs just after the brakes are applied and continues until they lock.
Collision Scrub
Occurs during a traffic collision when the downward and rotating forces cause a smearing of tire material on the road surface.
Subpoena
Document issued by the authority of the court to compel a witness to appear and give testimony or produce documentary evidence in a proceeding. Failure to appear or produce is punishable by contempt of court.
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Did You Know?